Lesson Summary

Welcome to the Quiddity Property Education Title Splitting Course, a comprehensive program designed to teach Title Splitting, an advanced property investment strategy ideal for 2026. The course emphasises buying below market value multi-unit freehold blocks (MUFB), adding value through refurbishment, title splitting, refinancing, and recycling capital to scale your portfolio rapidly.

What is Title Splitting?

• Buying a multi-unit freehold block at below market value.
• Refurbishing the flats to add cost-effective value.
• Splitting the freehold into individual leasehold titles for each flat.
• Refinancing each leasehold unit individually to repay bridging loans and recycle capital.
• Using recycled capital for subsequent property purchases, enabling fast portfolio growth.

Course Structure and Key Learning Modules

• Introduction: Understanding title splitting fundamentals, terminology like freehold, leasehold, flying freehold, commonhold reforms 2025, ground rent, and management companies.
• Sourcing MUFB: Techniques to find the best below-market-value blocks via platforms like Rightmove, Zoopla, OnTheMarket, auctions, and commercial agents. Establishing a detailed 'Deals' spreadsheet and auction pack analysis.
• Deal Analysis: Developing financial tools to assess viability, such as seller vs buyer valuation, financing options, rental income, refurbishment costs, and calculating return on investment with buy-to-hold and buy-to-sell strategies. Incorporating Stamp Duty Land Tax (SDLT) nuances and potential claimbacks.
• Site Visits: Key factors to check on-site: location desirability, flat sizes (avoiding studios), access issues, utility division, freehold title verification, tenancy status, and legal certifications such as electrical and fire safety.
• Financing: Exploring purchase funding methods: cash, bridging finance, residential and commercial mortgages, investor capital, and hybrid financing models. Pros and cons of each for cost and timeline management.
• Adding Value: Cost-effective refurbishments focusing on high-impact renovations (kitchen, bathroom, boiler replacement, redecoration, flooring) to maximize property value and appeal to surveyors and lenders.
• Legal Process: Engaging specialized solicitors to create leases and freehold titles compliant with lender requirements, including floorplan preparation and Land Registry registration. Understanding legal risks and importance of expert teams.
• Group Company Structure: Setting up correct company entities to optimize SDLT and satisfy lenders, including separate entities for freehold and leasehold ownership.
• Refinancing: Strategies to refinance each split unit individually, repay bridging loans, and maximize the amount of capital recycled for reinvestment.
• Capital Recycling and Replication: Using the refinanced capital to fund new MUFB purchases repeatedly, scaling the portfolio with minimal additional capital.
• Case Studies: Real-world examples illustrate different MUFB configurations, refurbishment impacts, refinancing outcomes, and capital recycling successes.

Course Features and Benefits

• Personalized 1-1 coaching with 4 weeks of training plus 6 hours post-purchase consultancy, tailored to individual needs to ensure execution success.
• Access to the Quiddity Group power team, including solicitors, floorplan designers, brokers, tax specialists, and accountants for smooth deal execution.
• Priority access to below-market-value deals sourced by Quiddity Sourcing.
• Action-oriented, accountability-focused approach to convert knowledge into tangible property investments and passive income streams.
• Focus on sustainable wealth creation through scalable property portfolios and automated capital recycling.
• Strong emphasis on goal setting, with frameworks for defining 10-year, 5-year, and 12-month SMART goals to focus efforts.

About Quiddity Group & Azid Gungah

Quiddity Group is a UK-based property investment and education company specialising in multi-unit freehold blocks and title splitting strategies, with over £30 million in assets under management.

Led by Azid Gungah, a seasoned property investor and educator with over 25 years’ experience and a strong corporate background, the group has supported 100+ mentees, sourced over £10 million of property opportunities, and built a growing portfolio housing 200+ tenants across 25+ locations in the UK.

• Azid is also the author of Scale! and Title Splitting, and continues to mentor investors to build, scale, and recycle capital through strategic property investment.

In order to get the most out of this course, you'll find it helpful to follow the following 5 steps:

1. Turn on captions when watching YouTube course content - to ensure they hear and understand everything  
   
2. Download the work along Study Guide - provided for each module  
3. Complete the course content quiz at the end of each video  
4. Provide course feedback in the open text box  
5. Access the 'Sourcing' and 'Deal Analyser' - https://www.quidditydealcalculators.co.uk/

FREE 1 YEAR ACCESS

USE CODE: COURSE20